Advisory-led. AI-assisted. Built for India.
Frictionless capital.
Built for scale.
Non-dilutive debt facilities from lakhs to an indicative ₹250 Cr—structured around the business, without giving up ownership.
*Indicative benefits only; availability varies by facility and lender approval.
What could your revenue support?
Move the slider for an instant, indicative facility range. A real assessment considers cash flow, leverage, collateral and lender policy.
Illustrative model only—not an approval, quote or commitment to lend.
From raw business data to a lender-ready decision.
Less document chasing. More time spent choosing the right structure.
Sync your data
Connect banking, GST, accounting and billing sources through permissioned, read-only workflows.
Stripe · Razorpay · GST · accountingBuild the credit story
AI-assisted analysis organises the connected data into a lender-ready Credit Appraisal Memo.
Ratios · cash flow · ageing · SWOTCompare and close
Review matched term sheets with an advisor, complete diligence and move toward disbursement.
Matched terms · guided diligence · closeDebt is not one product. It is a design problem.
The right facility aligns use of funds, cash-flow timing, security, risk and growth milestones.
Why we’re building CredNestStart fast. Then scale deliberately.
Two families, one advisory layer. Choose a starting point—we’ll help test the fit.
Swift
Recurring revenue and working capital facilities for faster operating cycles.
Up to ₹10 Cr* 02 · Growth to maturityScale
Institutional venture debt, secured, invoice, structured and lease facilities.
Up to ₹250 Cr**Indicative product limits. Actual amounts depend on eligibility and lender approval.
Capital at the speed of thought.
Early-to-mid-stage facilities up to an indicative ₹10 Cr, designed for fast-moving operating needs.
Illustrative dashboard. Live values require verified integrations and lender models.
Larger debt, structured for massive scale.
Institutional-grade facilities from an indicative ₹1 Cr to ₹250 Cr for mature startups and profitable SMEs.
Illustrative dashboard. Live values require verified integrations and lender models.
Is debt the right next move?
Four practical questions. One directional signal. A proper credit assessment still requires verified financial data.
Is revenue reasonably predictable?
Recurring, contracted or repeat revenue generally improves debt visibility.
A credit workflow that gets smarter with every verified input.
CredNest’s “Magic Stack” is designed to move from company lookup to a decision-ready proposal with less manual coordination.
Explore the technologyAPI layer
Permissioned connections for company, banking, GST, accounting and billing data.
CIN · PAN · GSTAI core
Ratio analysis, anomaly review, narrative synthesis and proposal drafting with human oversight.
Human-reviewed outputData hub
A reusable business profile, document room, lender pipeline and decision trail in one place.
One source of truthSee how statements become a review-ready credit narrative.
Build an illustrative term sheet.
Adjust three inputs to see how a lender-ready summary could look. Production underwriting and lender APIs are marked as backend work.
Venture Debt
Illustrative simulation only. Actual rates, amounts and terms are set by lending partners after credit assessment.
A clearer path to structured deal flow.
The platform vision gives lenders a consistent data pack, draft CAM and an advisor-coordinated process.
- Mandate-based screening criteria captured upfront
- Consistent credit information and documentation
- Faster triage across preferred sectors and tickets
“Great companies should not have to choose between stalled growth and unnecessary dilution.”
Debt capital, made navigable.
CredNest is building the advisory and technology layer that helps founders understand what they can responsibly borrow—and helps lenders see the business more clearly.
Read the CredNest storyTell us what the next phase needs.
Share the business, the capital need and the milestone ahead. We’ll help frame the right starting point.