Built for founders and lending partners across IndiaRequest an assessment
Technology

A cleaner credit decision starts with cleaner context.

The CredNest platform is designed to unify business data, organise lender-grade analysis and keep every stakeholder aligned—while preserving human credit judgment.

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01

Company lookup

Search and validate core company identifiers, including CIN, PAN and GST, through approved data providers.

02

Unified data room

Bring banking, accounting, billing, GST, debt schedules and documents into a consistent review layer.

03

AI proposal builder

Draft ratios, risks, SWOT, cash-flow notes and a Credit Appraisal Memo for human review.

04

Lender matching

Route a structured opportunity to lenders aligned on ticket, product, sector and risk parameters.

Decision intelligence

From first triage to a full lender process.

Fast initial signals help prioritise the right next step. Formal credit decisions remain with lending partners after diligence.

MinutesInitial data triage1Shared deal workspace7Debt structures
Frontend simulation

Build an illustrative term sheet.

Adjust three inputs to see how a lender-ready summary could look. Production underwriting and lender APIs are marked as backend work.

Indicative term sheetNOT AN OFFER

Venture Debt

Facility10 Cr
Tenure36 months
Illustrative rate13.5% p.a.
Indicative EMI33.9 lakh
StructureCustom amortisation and moratorium options, subject to lender approval.
SecuritySubject to credit appraisal
ConditionsKYC, diligence, lender approval

Illustrative simulation only. Actual rates, amounts and terms are set by lending partners after credit assessment.

Production readiness note

This interface currently simulates underwriting and term generation in the frontend. Before launch, connect verified data providers, role-based access, encryption controls, audit logs, consent management, lender rules and a production CRM endpoint.

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